Travel Insurance Rate List
| SILVER | STANDARD | DIAMOND | GOLD | GOLD PLUS | PLATINUM | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Duration | Single | Family | Single | Family | Single | Family | Single | Family | Single | Family | Single | Family |
| 7 Days | 2,110 | 3,260 | 1,305 | 1,788 | 3,605 | 5,330 | 2,225 | 3,433 | 3,030 | 5,560 | 5,675 | 10,850 |
| 10 Days | 2,513 | 3,893 | 1,466 | 1,949 | 4,008 | 5,675 | 2,685 | 3,950 | 3,663 | 6,825 | 6,480 | 12,460 |
| 15 Days | 2,973 | 4,295 | 1,627 | 2,110 | 4,525 | 6,595 | 3,080 | 4,410 | 4,353 | 8,205 | 7,975 | 15,450 |
| 21 Days | 3,490 | 5,531 | 2,271 | 1,654 | 5,330 | 7,515 | 3,375 | 5,100 | 5,158 | 9,815 | 9,125 | 17,750 |
| 31 Days | 4,238 | 7,055 | 2,444 | 3,237 | 6,480 | 8,895 | 3,950 | 6,020 | 6,681 | 12,863 | 11,080 | 21,660 |
| 62 Days | 5,560 | 10,620 | 4,042 | 5,491 | 9,988 | 14,300 | 5,733 | 9,700 | 8,320 | 17,175 | 16,945 | 33,390 |
| 92 Days | 7,055 | 12,575 | 5,129 | 8,872 | 12,000 | 18,325 | 6,595 | 12,000 | 11,770 | 21,200 | 19,475 | 38,450 |
| 180 Days | 9,355 | 17,463 | 8,228 | 16,600 | 16,025 | 23,615 | 9,125 | 14,300 | 17,175 | 25,800 | 26,950 | 53,400 |
| 365 Days | 14,185 | 32,125 | 11,005 | 18,210 | 22,925 | 35,575 | 13,725 | 21,200 | 17,750 | 32,700 | 40,750 | 81,000 |
| 2 Years | 500 | 500 | 500 | 500 | 500 | 500 | 26,950 | 44,200 | 35,000 | 52,250 | 500 | 500 |
Travel Insurance: A Vital Safety Net for Travelers
Traveling is an exciting experience that opens doors to new cultures, cuisines, and adventures. However, unexpected events such as medical emergencies, trip cancellations, or lost luggage can disrupt even the most well-planned trips. This is where travel insurance comes into play, providing a safety net for travelers and ensuring peace of mind throughout their journey. Call Us + 92 321 4591408
What is Travel Insurance?
Travel insurance is a type of coverage designed to protect travelers from financial losses and unexpected incidents during their trip. It typically includes medical expenses, trip cancellations, lost or stolen belongings, and emergency evacuations. Depending on the policy, coverage can be extended to a range of situations, making it an essential consideration for anyone planning a trip.
Types of Travel Insurance Coverage
- Trip Cancellation or Interruption Insurance
- This covers non-refundable expenses in case a trip is canceled or cut short due to unforeseen circumstances such as illness, family emergencies, or natural disasters.
- Medical Coverage
- Travel medical insurance provides coverage for unexpected medical expenses incurred during a trip. This is particularly important when traveling to countries where healthcare costs are high or where one’s existing health insurance does not apply.
- Emergency Evacuation and Repatriation
- If a traveler experiences a severe medical emergency requiring evacuation, this coverage ensures transport to the nearest medical facility or repatriation back to their home country.
- Baggage and Personal Belongings Insurance
- Lost, stolen, or delayed luggage can be inconvenient and costly. Travel insurance helps reimburse the traveler for lost or damaged belongings.
- Accidental Death and Dismemberment
- This provides financial support to the traveler’s family in case of death or severe injury during the trip.
Why is Travel Insurance Important?
1. Medical Emergencies Can Be Expensive
Healthcare costs vary worldwide, and without travel insurance, travelers may face enormous medical bills if they require urgent care.
2. Protection Against Trip Disruptions
Unforeseen circumstances such as airline strikes, natural disasters, or political unrest can force a traveler to cancel or shorten their trip. Insurance ensures that non-refundable expenses are covered.
3. Peace of Mind
Travel insurance allows individuals to enjoy their trip without constantly worrying about potential mishaps.
4. Lost or Stolen Luggage is Common
Travelers often fall victim to baggage theft or loss. Having travel insurance provides compensation, allowing travelers to replace essential items without financial strain.
Choosing the Right Travel Insurance
When selecting a travel insurance policy, consider the following factors:
- Coverage Needs:
Determine the level of coverage required based on the destination, activities planned, and overall trip cost. - Policy Exclusions:
Read the fine print to understand what is not covered. - Reputation of the Insurer:
Choose a reliable provider with good customer service and a history of honoring claims. - Cost vs. Benefits:
While cheaper policies may be attractive, they may not provide comprehensive coverage.
Conclusion
Travel is an essential investment for any traveler. It serves as a safety net that mitigates financial losses and provides security in times of crisis. Whether for a short business trip or a long vacation, purchasing a suitable travel plan ensures that travelers can focus on enjoying their journey without unnecessary worries. As unpredictable events can arise at any moment, having travel is a smart and responsible choice for all travelers.
